A friend told me about his dad all the time getting calls from a credit card company wanting him to take their card. One day my friend happened to be there visiting his dad when a call came so he got on the phone. After listening to the sales pitch he told them to go ahead and send a credit card. Then he and his dad would go out and have a real good time. Then the company could have fun trying to collect from a man living on social security in a nursing home. He said the phone got quiet, then the caller said he would take his dad off the call list.