So you are saying that somehow these same people that cannot do something four times a year (pay quarterly taxes) manage to complete a tax form once per year to reconcile taxes. People are children when allowed to be like children. If our electric bill was pulled from our paycheck every month some would say it has to be that way because we all need electricity. And yet, here we are, the vast majority paying our electric bills so we don't have our electricity shut off.
In a perfect world everybody pays their taxes without withholding and knows this and that and the other thing about the whole tax process.......... but........ we don't live in that world.